Personal Banking

Instant cash at preferential interest rate

Arab Bank offers you the easy cash service that will help you get instant cash at preferential interest rate* and easy repayment options using your Credit Card.

This service allows you to use the available balance on your credit card for payments where credit cards are not usually accepted, such as paying for school/college fees, rent, utility companies, and auto dealers.

Preferential interest rates as low as %0.33 and now for a limited period only get %2 cash reward!


How can I benefit from the service?

All you have to do is transfer the required amount from your credit card account to your personal current account either through “Arabi Online” or “Arabi Mobile” application and then request to repay the amount in installments.

You can also draw the required amount directly from one of our ATMs, then request to repay the amount in installments.

How can I ask for the service:

After conducting the transaction, you can simply ask to repay the amount in installments through:

  1.  Sending a secured e-mail to the bank through “Arabi Online” service
  2. Or, calling our Customer Contact Center to request the service

Special terms:

  • Minimum transaction amount is AED 1,000 and maximum transaction amount is 75% of the card’s limit.
  • Maximum withdrawal amount from the ATM (per transaction) for VISA Cards is AED 5,000 and for MasterCard Cards is AED 3,000.
  • Repayment periods: 3, 6 or 12 months.


Start enjoying the easy cash service now! For more information, please call our Customer Contact Centre on 04-4450000.

*Fees and Charges table:

Processing fees 3% from the required amount
Finance Charge per month – Flat interest 0.33% for the first 6 months and 0.50% for 6-12 months

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