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  • consumer-bankingEN

What are you waiting for? You are now a few minutes away from your instant personal loan from Arab Bank! This new service allows you to apply for and get your instant personal loan any time of the day, with a maximum loan amount up to AED 200,000 and a comfortable repayment plan up to 48 months.

Whether it is for your university tuition, fixing your car, a quick vacation, or new furniture for your house, you can apply for Instant Loan on “Arabi Mobile “app, and the money will be credited in your account within minutes.

Terms and conditions apply.

 If you are not using “Arabi Mobile” app yet! Download it now

Main benefits:

  • Apply easily for this loan and get it within minutes, anytime.
  • Apply easily for this loan without the need to visit the bank’s branches.
  • A seamless digital experience that allows you to tailor the repayment plan that suits you  
  • A very fast process, you do not have to provide paper documents.


How to apply for an instant personal loan:

  • After logging in to “Arabi Mobile “app, you can apply for an “Instant Loan” from “Products and Programs” under the “More” menu, then “Loans and Loan Services”.
  • Click on the “+” button to start the application.
  • On the initiation page, set all loan details and press the “Calculate” button to determine your monthly payments.
  • Read and accept the letter of Consent to retrieve your Credit Bureau Report.
  • On the “Loan Offer” page, review all details, and if you want to proceed, click on “Accept Loan Offer” at the bottom of the screen.
  • Afterwards, follow the steps on the screen to continue with the contracting.
  • Click on “Disburse”, a popup message will appear on the screen informing you that your application has been successfully submitted and the money will be credited to your account within 15 minutes


To apply for the Instant Personal Loan, you have to fulfill the following criteria:

  • To be subscribed to “Arabi Mobile” app
  • Available to salaried customers, with an existing bank relationship, for at least 6 months.
  • Maximum loan amount is up to AED 200,000.
  • Maximum loan tenor is up to 48 months
  • Applicants have to pass all eligibility checks based on Arab Bank credit policy.
  • Arab Bank products terms and conditions apply